How much do you need to retire?
Know your number.
Example rates for illustration only. Not a forecast or recommendation of actual returns. We assume growth is 1.5 percentage points lower once you're withdrawing an income, to reflect a more cautious approach in retirement.
This figure isn't adjusted for inflation against the growth rate above, so treat it as a rough guide rather than a like-for-like comparison.
Not guaranteed at this amount or age. State Pension is paid from your State Pension age, not from when you actually retire, so if you retire earlier we assume it starts at age 67 and only reduces what you need from your pot from that age onward. Check your own forecast at gov.uk/check-state-pension.
This is guidance, not regulated financial advice. It gives an illustrative projection based only on the figures you have typed in. It does not assess your full circumstances and is not a recommendation. The value of investments can fall as well as rise, and you may get back less than you invest. Past performance, where referenced elsewhere on this site, is not a reliable indicator of future results. For advice tailored to you, speak to one of our advisers.
Castra Financial Limited is authorised and regulated by the Financial Conduct Authority (FRN: 845715).
v1.1 · Rates last checked: 24 Jul 2026 (State Pension age and full new State Pension figures, gov.uk).
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